Terms and Conditions
The letsbloom Platform as a Service (PaaS), letsbloom Marketplace, and the sites these are made available from (collectively, “letsbloom Platform”) are owned and operated by letsbloom, a business of Standard Chartered Bank.
You confirm that any person who uses your login credentials is authorized to access and use the letsbloom Platform and act on your behalf.
Third Party Providers
You shall not disclose your personal data to letsbloom beyond the minimum personal data requested for by letsbloom to activate your account with letsbloom. You shall not use the letsbloom Platform to store your or your employer’s customer data.
The letsbloom Platform is provided on an “as is” and “as available” basis and letsbloom makes no warranty, promise, representation or guarantee as to: (a) the letsbloom Platform being of satisfactory quality or fit for a particular purpose or producing any particular result or investment outcome; (b) security, reliability, performance, timeliness and availability of the letsbloom Platform; or (iii) correctness or accuracy or completeness of the content provided within or via the letsbloom Platform. All warranties, representations or other assurance, whether express or implied, regarding the letsbloom Platform are expressly excluded to the fullest extent permissible by law.
The material and information contained on the letsbloom Marketplace is provided for general information only. letsbloom makes no representation or warranty of any kind, whether express, implied or statutory regarding the material and information contained or referred to in the site.
letsbloom’s provision of third party apps on the letsbloom Marketplace or inclusion of hyperlinks anywhere in the letsbloom Platform does not imply any endorsement such apps or of the material on such hyperlinked sites. Any hyperlink exists for information purposes and are for your convenience only.
letsbloom is not responsible for the contents of third party websites. If you visit third party websites, then your rights and obligations while accessing and using those sites will be governed by the agreements and policies relating to use of those third party sites.
letsbloom is not responsible for third party apps on the letsbloom Marketplace. letsbloom makes no representation or warranty of any kind, whether express, implied or statutory regarding the third party apps on the letsbloom Marketplace.
The letsbloom Platform is intended for access by users from Singapore, the United Kingdom or the United States of America only. If accessing the letsbloom Platform from a particular country or jurisdiction would be illegal, you should not do so.
You are responsible for all hardware, software, equipment, network facilities, systems and other resources or facilities needed to connect to or access and use the letsbloom Platform.
Limitation of Liability
letsbloom accepts no liability for any loss or damage (including special, incidental or consequential loss or damage) arising directly or indirectly from your use of the letsbloom Platform, howsoever arising from, but not limited to:
- any defect, error, imperfection, fault, mistake or inaccuracy with the letsbloom Platform, its contents (including content from third party providers), associated services, or due to any unavailability of the letsbloom Platform or any local site or any part thereof or any contents or associated services;
- action taken, or not taken in reliance on material, content or information contained on the letsbloom Platform; and
- any computer viruses, Trojan horses, worms, software bombs or similar items. You click on any hyperlinks, deploy any apps or download any software or data at your own risk.
You acknowledge and accept the following risks if you access and use the letsbloom Platform: (a) risks if your login credentials are stolen and misused in a way which results in the disclosure of your letsbloom account data or other malicious operation of your letsbloom account; and (b) risks that your communications with letsbloom may be delayed, not received, intercepted, monitored, amended or otherwise interfered with by third parties, and the confidentiality of such communications may be compromised.
You must notify letsbloom within six (6) months of becoming aware of the material facts of any claim you have against letsbloom, failing which, you waive all such rights to claim
Email Subscription Service
We may, at our discretion, provide a service whereby you can request to subscribe to and receive e-mail alerts relating to products, services or information offered by letsbloom or other third parties (“Subscription Service(s)”). Your use of the Subscription Services will be governed by the separate terms and conditions for use of those services. Your confirmation of subscription to the Subscription Services constitutes acceptance of their terms and conditions of use.
letsbloom does not guarantee that any e-mails from the site will be sent to you or received by letsbloom nor does letsbloom warrant the privacy and/or security of e-mails during internet transmission.
It is your responsibility to ensure that any login credentials used by you in connection with the letsbloom Platform is kept secure, and that no person or entity other than you obtains access to your login credentials, including logging off securely to prevent any unauthorized access to your confidential information.
You consent to the communication and disclosure by letsbloom of any information in respect of or relating to: (a) you; (b) these Terms; or (c) your use of the letsbloom Platform, to: (aa) Standard Chartered Bank Group companies; (bb) any service providers or professional advisors to a Standard Chartered Bank Group company; (cc) any rating agency, insurer or insurance broker, or direct or indirect provider or credit protection; or (dd) as required by applicable laws, any regulatory, statutory or governmental or quasi-governmental authority, court or tribunal.
Intellectual Property Rights
“letsbloom”, “letsbloom Marketplace” and the letsbloom logo are trademarks, logos and service marks of letsbloom and no permission or licence is granted to use any such trademarks, logos or service marks without the prior written consent of letsbloom.
In relation to any information or material you submit to letsbloom using the letsbloom Platform and/or to our social media accounts, you hereby grant to letsbloom or other members of the Standard Chartered Bank Group a worldwide, royalty-free, perpetual, irrevocable, sub-licensable right and licence to use such information or material for any purpose it deems appropriate, including without limitation, the copying, modification, transmission, distribution and publication thereof, unless restricted by applicable law. You represent and warrant that such information or material you submit does not infringe the rights of any other third party.
You agree that letsbloom shall not be under any obligation of confidentiality to you regarding any such information or material submitted to it using the letsbloom Platform and/or our social media accounts unless otherwise agreed in a separate direct contract between you and letsbloom or required by law.
letsbloom reserves the right in its discretion to change without prior notice any information or material contained on the letsbloom Platform.
letsbloom may change or discontinue any part of the letsbloom Platform from time to time.